:root{--ink:#171612;--muted:#6c665d;--paper:#f7f3eb;--line:#ded5c5;--gold:#b99a58;--deep:#24211c;--white:#fffaf2}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;line-height:1.5}a{color:inherit}.site-header{position:sticky;top:0;z-index:20;display:flex;align-items:center;gap:28px;justify-content:space-between;padding:16px clamp(18px,4vw,56px);background:rgba(247,243,235,.88);backdrop-filter:blur(14px);border-bottom:1px solid rgba(23,22,18,.08)}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;min-width:max-content}.brand-mark{display:grid;place-items:center;width:42px;height:42px;background:var(--deep);color:var(--gold);font-family:Georgia,serif;font-weight:700}.brand strong{display:block;font-family:Georgia,serif;font-size:20px;line-height:1}.brand small{display:block;color:var(--muted);font-size:12px;letter-spacing:.08em;text-transform:uppercase}.nav{display:flex;align-items:center;gap:22px;font-size:14px}.nav a,.lang{text-decoration:none;color:#353128}.nav a:hover,.lang:hover{color:var(--gold)}.lang{font-weight:700}.hero{min-height:calc(100svh - 75px);display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.92fr);align-items:stretch}.hero-media{position:relative;overflow:hidden;background:#211}.hero-media:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.08),rgba(0,0,0,.2))}.hero-media img{width:100%;height:100%;object-fit:cover;display:block}.hero-copy{display:flex;flex-direction:column;justify-content:center;padding:clamp(34px,7vw,92px);background:linear-gradient(180deg,#fbf7ef,#eee5d4)}.eyebrow,.section-kicker{margin:0 0 14px;color:var(--gold);font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:800}h1,h2,h3{font-family:Georgia,"Times New Roman",serif;line-height:1.03;margin:0;color:var(--ink);font-weight:600}h1{font-size:clamp(44px,7vw,86px)}h2{font-size:clamp(32px,4.4vw,58px);max-width:900px}h3{font-size:26px}.lead{font-size:clamp(18px,2vw,23px);color:#49443c;max-width:680px;margin:26px 0 0}.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;text-decoration:none;border:1px solid var(--deep);font-weight:800;font-size:14px}.button.primary{background:var(--deep);color:var(--white)}.button.secondary{background:transparent;color:var(--deep)}.button:hover{border-color:var(--gold);color:var(--gold)}.band,.split,.dark,.cta,.page{padding:clamp(58px,8vw,118px) clamp(20px,5vw,72px)}.grid{display:grid;gap:18px;margin-top:36px}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.item{border-top:1px solid var(--line);padding-top:22px}.item p{color:var(--muted);font-size:16px}.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:clamp(28px,6vw,80px);background:#fffaf2}.steps{counter-reset:step;list-style:none;margin:0;padding:0;display:grid;gap:0;border-top:1px solid var(--line)}.steps li{display:grid;grid-template-columns:110px 1fr;gap:20px;padding:22px 0;border-bottom:1px solid var(--line)}.steps strong{font-family:Georgia,serif;font-size:25px}.steps span{color:var(--muted)}.dark{background:var(--deep);color:var(--white)}.dark h2{color:var(--white)}.risk-list{display:flex;flex-wrap:wrap;gap:12px;margin-top:32px}.risk-list span{border:1px solid rgba(255,255,255,.22);padding:12px 14px;color:#f1e8d7}.compact{max-width:980px;margin:0 auto}.compact details{border-top:1px solid var(--line);padding:20px 0}.compact details:last-child{border-bottom:1px solid var(--line)}summary{cursor:pointer;font-weight:800}details p{color:var(--muted);margin:12px 0 0}.cta{display:flex;align-items:center;justify-content:space-between;gap:24px;background:#e8dec9}.cta h2{max-width:720px}.footer{display:grid;grid-template-columns:1.2fr 1fr auto;gap:28px;padding:38px clamp(20px,5vw,72px);background:#151410;color:#eee6d8}.footer p,.footer address{color:#bdb4a6;font-style:normal}.footer a{color:#eee6d8}.footer-links{display:flex;gap:18px;align-items:start}.page-head{max-width:920px}.page .lead{margin-bottom:28px}.contact-layout{display:grid;grid-template-columns:360px minmax(0,1fr);gap:24px;margin-top:36px}.contact-panel{background:#fffaf2;border:1px solid var(--line);padding:28px}.contact-layout iframe{width:100%;height:720px;border:1px solid var(--line);background:#fff}.prose{max-width:820px;font-size:19px;color:#49443c}.prose p{margin:0 0 18px}.guide .band{padding-left:0;padding-right:0}@media(max-width:860px){.site-header{gap:14px}.nav{display:none}.hero{grid-template-columns:1fr;min-height:auto}.hero-media{height:42svh}.hero-copy{padding:34px 20px 46px}.grid.three,.split,.contact-layout,.footer{grid-template-columns:1fr}.steps li{grid-template-columns:1fr;gap:6px}.cta{display:block}.cta .button{margin-top:24px}.contact-layout iframe{height:640px}h1{font-size:42px}h2{font-size:34px}}